Are you planning to apply for a credit card from BPI? You’re lucky because you can quickly fill out an application for a BPI credit card online.
That’s true! You can go outside to apply for a BPI credit card. As long as you have all the required documents, applying for a credit card can be done in just a few minutes. Use our step-by-step guide to learn how to do it.
How to Apply for BPI Credit Card Online
Eligibility
Here are the requirements for getting a credit card from BPI:
- At least 21 years old
- Philippine Resident or Filipino Citizen
- Earning 180,000/year
- Active Phone Number and Valid Residence
- You must live or work within 30 km of a BPI branch or Provincial Business Center.
Employed Applicants:
- Government-issued ID
- Photocopy of latest BIR Form 2316
- Certificate of Employment (COE) and latest payslips
Self-Employed Applicants
- Government-issued ID
- Latest Audited Financial Statement with BIR or bank stamp
- Latest Income Tax Return with BIR or bank stamp
Foreign Applicants
Choose a BPI Credit Card for Your Budget and Lifestyle
BPI Blue Mastercard
- Annual income requirement: ₱180,000
- Annual fee: ₱1,550
- Monthly interest rate:Â 2%
- Features: Earn 1 rewards point for every ₱35 you spend; up to 36 months installment terms
BPI Amore Visa
- Annual income requirement: ₱180,000
- Annual fee: ₱2,050
- Monthly interest rate:Â 2%
- Features:Â 4% cashback on supermarkets, 1% on drug stores and utilities, 0.3% on other local spend; up to 36 months installment terms
BPI Amore Visa Platinum

- Annual income requirement: ₱1 million
- Annual fee: ₱5,000
- Monthly interest rate:Â 2%
- Features:Â 4% on restaurants, 1% on supermarkets and other shopping stores; 0.3% on everything else; up to 36 months installment terms
BPI Edge Mastercard

- Annual income requirement: ₱180,000
- Annual fee: ₱1,320
- Monthly interest rate:Â 2%
- Features: Earn 1 rewards point for every ₱50 you spend; up to 36 months installment terms
BPI Gold Mastercard

- Annual income requirement: ₱480,000
- Annual fee: ₱2,250
- Monthly interest rate:Â 2%
- Features: Earn 1 rewards point for every ₱35 you spend; free travel insurance up to ₱10 million
Petron – BPI Mastercard

- Annual income requirement: ₱180,000
- Annual fee: ₱1,550
- Monthly interest rate:Â 2%
- Features: 3% fuel rebate at participating Petron stations; ₱200 fuel voucher welcome gift
BPI Visa Signature

- Annual income requirement: ₱960,000
- Annual fee: ₱5,500 (free on the first year)
- Monthly interest rate:Â 2%
- Features: Earn 1 rewards point for every ₱20 you spend; 50% off Signature deals; free travel insurance up to ₱20 million
BPI Platinum Rewards Mastercard

- Annual income requirement: ₱1,000,000
- Annual fee: ₱4,000 (free on the first year)
- Monthly interest rate:Â 2%
- Features: Earn 1 rewards point for every ₱30 local spend and ₱20 overseas spend; up to ₱10 million travel insurance coverage
BPI Application Form Online
Follow these steps to make the process go smoothly:
- Visit the BPI website, or you can click here.
- Click Cards > Apply for a Credit Card.
- Click “Start Application” and choose up to two BPI credit cards that fit your needs.
- You’ll find an application form with spaces for information about yourself, your job, your finances, other people who might use the card, and personal references.
Check your answers carefully to make sure they are correct and complete.
Get your BPI credit card requirements ready and send them in.
To apply for a BPI credit card, you need a scanned copy (in JPEG, PDF, or GIF format and no bigger than 2MB) or a copy of each of the following documents:
- Proof of identity:Â Any valid ID card from the government will do.
List of Valid IDs in the Philippines
- Proof of income:Â Refer to the complete requirements above.
Review your BPI credit card application summary after submitting your prerequisites.
Suppose you need additional time to finish your application, exit, and submit all papers within three banking days (from when you filed your application form). Your application will be canceled otherwise.
FAQs on BPI Credit Card Application
1. BPI credit card applications take how many days?
BPI processes credit card applications in one to two weeks. Applying for another BPI credit card may influence your pending application, so wait to do it.
2. Can I check my BPI credit card application online?
BPI will contact you about your credit card application. After two weeks, banks usually reject applications.
Check your application status online. These instructions are for BPI online banking users:
- Go to the BPI official website
- Log in to your account.
- Click Other Services > Application Status Inquiry > Credit Card.
- Enter your date of application.
Visit the BPI website here, or you can contact the BPI customer service hotline:
- Metro Manila: (+632) 889-10000
- Domestic toll-free: (+632) 1-800-188-89-100
- Mobile phone: (+632) 889-10000
You can also send a private message to their Facebook page.
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