Following the recent announcement by BPI to remove transfer fees for InstaPay and PESONet transactions, RCBC has also announced free InstaPay transfers for its customers.
Starting July 4, 2026, RCBC customers can send money to other local banks through the RCBC Pulz app without paying an InstaPay transfer fee.

The free transfer applies to the first 30 InstaPay transfers each month, with a minimum transfer amount of PHP 100.
Transfers beyond the monthly limit will be charged per transaction. Previously, RCBC charged PHP25 for every InstaPay transfer made through RCBC Pulz.
The RCBC Pulz app is available for download on the Apple App Store, Google Play Store, and Huawei AppGallery.

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