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LANDBANK, UnionBank Remove InstaPay Transfer Fees

LANDBANK and UnionBank have announced that they are removing fund transfer fees for selected digital banking services.

Starting July 7, 2026, LANDBANK retail clients can send money through InstaPay and PESONet for free using the LANDBANK Mobile Banking App (MBA) and iAccess. The waiver covers all fund transfers made through the two platforms.

UnionBank also announced zero transfer fees for InstaPay transactions made through the UnionBank Online app. Users can transfer funds to other banks and supported e-wallets without paying a transfer fee.

In addition to free InstaPay transfers, UnionBank Online also offers zero fees for PESONet transfers, UnionBank-to-UnionBank transfers, bill payments, telco load purchases, and in-store QRPh payments.

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