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How To Pay Pag-IBIG Contribution Online

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The following is a list of all the payment options available for the Pag-IBIG contributions and MP2. 

If you were to pay every month, you would have to remit your contribution on or before the 10th of the following month if you were to do so.

For the contribution for August 2019, for example, the payment should be made by September 10, 2019.

It is also possible to pay quarterly, which must be made on or before the 10th day of the following quarter. For example, contributions for the third quarter of 2019 (July to September) must be remitted by October 10, 2019.

Depending on the first letter of their business name, employers, cooperatives, and trade associations follow different schedules for the remittance of Pag-IBIG contributions every month:

Pag-IBIG Contribution Payment Channels

Members can pay directly to the Pag-IBIG Fund or any accredited collecting partners, except for employees who contribute by payroll deduction.

Whenever you pay through a third-party service, your contribution will appear on your Pag-IBIG record after two to three working days, sometimes even a little longer.

You can pay your contribution in several ways, which are outlined below. As far as online and offline payment channels are concerned, both Pag-IBIG savings and MP2 savings can be paid through these channels.

Virtual Pag-IBIG

As part of the newly launched Virtual Pag-IBIG portal, members can complete several transactions–from submitting a loan application to checking the records of members–without having to physically go to an office of Pag-IBIG to complete the task.

As a result of Virtual Pag-IBIG, you can pay your Pag-IBIG loans and savings online using your Paymaya/GCash account or any of your debit or credit cards.

However, to take advantage of its services, you will first need to create an account with Virtual Pag-IBIG. The following guide will walk you through creating an account if you have not already done so.

As soon as you have finished creating your account, you will be able to move on to the next step, which is the payment process.

The Virtual Pag-IBIG Contribution Method

You will need to log in to your Virtual Pag-IBIG account.

Click on the Pay Online button under the Payments section.

Among the options that appear on the screen, click Regular Savings.

The following information must be filled out on the payment form in full:

  • Program Type (Regular Savings)
  • Membership Category (Local or Overseas)
  • Payment Method (GCash/PayMaya, Debit/Credit Card) Note: Use these browsers if you’re going to pay using GCash: Google Chrome, Firefox, Microsoft Edge to ensure a smooth transaction
  • Pag-IBIG MID No.
  • Member’s Name
  • Membership Savings
  • Period Covered
  • Amount Due & Convenience Fee (1.75%)
  • Total Amount Due
  • Member’s Mobile Number
  • Member’s Email Address

Click on the Proceed button once all the details have been checked.

If you don’t have a Paymaya/GCash account, you’ll be taken to the Payment page, where you can pay with a Visa (VISA, MasterCard, JCB) or a MasterCard (Mastercard, JCB).

Click on Pay Now to enter the details of your Paymaya/GCash/Debit/Credit card and proceed with the payment.

Virtual Pag-IBIG for MP2 Contributions

Become a member of Virtual Pag-IBIG by logging into your account.

In the Payments section, click the Online Payments link.

Choose MP2 Savings from the list of options that will appear.

Complete the payment form:

  • Program Type (MP2 Savings Modified Pag-IBIG II)
  • Membership Category (Local or Overseas)
  • Payment Method (GCash/PayMaya, Debit/Credit Card) Note: Use these browsers if you’re going to pay using GCash: Google Chrome, Firefox, Microsoft Edge to ensure a smooth transaction
  • Modified Pag-IBIG II Account No.
  • Member’s Name
  • Modified Pag-IBIG II Savings
  • Period Covered From (Period Covered Duration and Period Covered To)
  • Amount Due & Convenience Fee (1.75%)
  • Total Amount Due
  • Member’s Mobile Number
  • Member’s Email Address

Once you have checked all the details, click on the Proceed button.

Once you are redirected to the Payment page, you can pay with your Paymaya/GCash account or with your Credit/Debit Card (VISA, Mastercard, JCB).

Click the Pay Now button, and you will be asked to enter your Paymaya/GCash or Debit/Credit card details.


Using your GCash mobile wallet, you can skip the lines and pay your Pag-IBIG contribution faster than if you were using a credit card.

As a result, GCash is only able to accept payments that are made before the due date.

Globe guarantees payments made through GCash according to the Pag-IBIG Fund, which means if your income is not credited to your Pag-IBIG account for some reason, Globe will pay your bill.

Register with GCash first, and then fund your GCash account so that you can use this payment channel. You can begin remitting your contribution as soon as you have a GCash account and have sufficient balance via the *137# menu or the GCash app.

How To Pay Pag-IBIG Contribution Using GCash App

You can pay your bills by selecting the Pay Bills option.
Choose Government under the multiple categories.
Make sure that Pag-IBIG is chosen as the biller.
Enter the amount you would like to contribute.
You will need to confirm your payment once you have made it.

Coins.ph App

A GCash-like e-wallet, Coins.ph accepts contributions for government organizations such as Pag-IBIG.

Install the Coins.ph app, register for an account, and cash in at 7-Eleven stores to use the service.

How To Pay Pag-IBIG Contribution Using Coins.PH App

Once you have opened the app, you must log in to your account.
Select the Pay Bills option from the menu.
Tap the Government Category
If you wish to choose Pag-IBIG (Membership Savings) or Pag-IBIG II (MP2), you should select Pag-IBIG and the payment type.
Please provide the required details in the form. It is mandatory to enter your Pag-IBIG MID number if you are paying the regular contribution. Enter your MP2 account number to remit savings through MP2.
To make a payment, slide the slider.
Your successful transaction will be confirmed by a message in your inbox.

Moneygment App

Moneygment is a brand-new provider of mobile payment services in the Philippines. The program accepts contributions from Pag-IBIG members, such as business employers, household employers, and kasambahays. 

You can also use the app to pay for someone else’s contribution.

The mobile service is not available to OFWs yet, but it will be available to them eventually.

Furthermore, this app has a maximum contribution amount of Php 200. It is not applicable if you wish to pay higher monthly Pag-IBIG savings.

Download the Moneygment app and create an account using your Gmail or Facebook account.

After registering, you can begin paying Pag-IBIG contributions.

How To Pay Pag-IBIG Contribution Using Moneygment App

Log in to your account upon opening the app.
SSS, PhilHealth, and Pag-IBIG are available for payment.
Pag-IBIG account information is required.
Choose Membership Savings/Modified Pag-IBIG II as the payment type.
MID number or MP2 number should be entered for your Pag-IBIG account (for regular savings or MP2).
Click the confirmation button to confirm your transaction.
Payment methods include 7-Eleven, DragonPay, ECPay, and PayPal.
Payment can be made at any of the payment centers. You will find instructions in the Moneygment app. Make sure you get an official receipt.
You can check your payment status using the History tab of the app.
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Hi! I'm Sofia, a Tourism and Hospitality Management graduate. I am currently the Senior Editor at ManilaShaker. I write current news events and respond to your technology-related FAQs.

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