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GoTyme Bank Now Offers 20 Free Transfers Monthly

ICYMI, GoTyme Bank now gives its customers 20 free InstaPay transfers to any local bank every month, starting September 3, 2025.

Before this, the bank charged PHP8 for the first transfer and gave the next one for free under its “Pay One, Free One” promo.

December 2024 Update

With the new update, sending money online becomes easier and cheaper for GoTyme users. Transfers between GoTyme accounts are still free with no limits.

Customers can also use the “Send & Refer” feature, which lets them send money using a phone number. The recipient gets the money once they open a GoTyme account within seven days.

New GoTyme Transfer Fee

After the 20 free transfers, each extra transaction will cost PHP9, still among the lowest fees from local banks. Customers may also pay this fee with Go Rewards points earned from everyday spending like bills, MRT rides, and mobile load.

GoTyme Bank says this move gives customers more free, low-cost, and flexible ways to move money safely.

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